As winter approaches, it's only natural to start thinking about how to keep your home warm and safe. We understand the challenges that come with the chillier months, and we're here to help. By taking a few proactive steps now, you can save yourself a lot of stress and potentially costly insurance claims later.

Seal Gaps Around Windows and Doors

A simple yet effective way to retain heat and reduce your energy bills is to seal gaps around windows and doors. This classic tip ensures that the warmth you're paying for stays inside where it belongs.

Document Your Home Digitally

Creating a video walkthrough using your smartphone of your home and its valuables can significantly streamline any potential insurance claims. It's a modern and practical way to ensure you're prepared for the unexpected.

Boost Indoor Air Quality

Improving indoor air quality is essential, especially during the winter when we spend more time indoors. Use HEPA filters to capture viruses and particles or MERV 13+ filters to control dust and allergens, either in your HVAC system or with portable units.

Schedule a Heating System Checkup

Making sure your heating system is in good shape with an annual inspection can help you avoid surprise breakdowns during the coldest snaps of the season. It's a worthwhile investment for peace of mind.

Clear and Check Solar Panels

If you have solar panels, remember to activate their winter modes and regularly clear snow post-storm to maintain their efficiency. Consistent maintenance helps them perform optimally all season long.

Clean Out Your Gutters

Preventing ice dams and water backup is crucial during winter. Make sure to clear out leaves and debris from your gutters before heavy snow arrives, so they can function properly and protect your home.

Insulate Exposed Pipes

Insulating exposed pipes, especially those in basements or exterior walls, can prevent freezing and bursting. This simple step can save significant repair costs and protect your home's plumbing system.

Update Smart Thermostat Settings

Consider updating the settings on your smart thermostat. New models adjust automatically to help reduce energy waste. For the best efficiency and comfort, keep the temperature between 68°F and 70°F while you're home.

Even implementing a few of these tips can make a significant difference in protecting your home this winter. Stay proactive, and remember that it's never too late to start preparing. If you're unsure about what's covered during winter weather events, take the opportunity to review your homeowners insurance policy with us. We're happy to help you ensure you're fully protected.